Summary of Insurance Cover

Civil Liability

Entitled to indemnity

View full list (includes declared activities)

Cover extends to declared activities anywhere in the world but indemnity is only provided to UK residents, with the exception of non-UK residents while representing the Great Britain national teams. (UK residents are classified as resident in the UK for at least six months of the year.) 

 

Limits of indemnity:

BaseballSoftballUKBritish Softball Federation and British Baseball Federation:

Public Liability
Professional Indemnity
Libel & Slander
£10,000,000 any one occurrence
Products Liability £10,000,000 in any one period of insurance
Pollution £10,000,000 in any one period
Directors & Officers £10,000,000 in any one period (costs inclusive)

 

Cover

The main features of the policy (as defined by Perkins Slade) are:

Public Liability: Accidental bodily injury to third parties and/or damage to third party property arising out of the Insured Activities. 
   
Includes:

  • Member to member liability
  • Indemnity to Principals
  • Liability for damage to leased, hired, or borrowed premises

Products Liability: Accidental bodily injury to third parties and/or damage to third party property arising out of any goods sold or supplied by the Insured.

Professional Indemnity: Loss (financial or otherwise) arising out of Errors and Omissions (e.g. bad advice or failure to act.)

Libel and Slander: Includes defamation, which is vital in relation to the consequences of allegations of abuse.

Directors & Officers: Personal legal protection in respect of mismanagement, including protection for insured persons against employment wrongful acts and violation of employment discrimination laws.

Principal exclusions applicable to civil liability:

Liability arising out of:

  • Criminal acts of the insured
  • The ownership, possession or use of any mechanically propelled vehicle, aircraft, hovercraft or water-borne craft
  • Product guarantee or recall, repair or replacement
  • Or in connection with damage to any data
  • Medical malpractice
  • Injury to employees
  • Damage to own property

 

Personal Accident

Insured Person

Registered participants of the British Baseball or Softball Federations between the ages of 3 and 80 years. Whilst an insured person is participating in any activity of the insured anywhere in the world including direct travel to and from such activity within the United Kingdom. For a definition of the declared activities please see the link in the Civil Liability section above.

 

Cover

In the event of death and permanent total disablement.

The benefits are payable if during the period of insurance the insured person suffers accidental bodily injury resulting directly and independently of any other cause within two years in death, loss or disablement. Cover includes accidental damage or loss of teeth.

 

Benefits

PA benefits table

Aggregate limit(s) of liability:

[a] per Event for Insured Persons whilst travelling in any one aircraft  £250,000
[b] per Event overall   £500,000

                     

Principal exclusions:

Injury arising out of:

  • Illness, disease, HIV
  • The taking of a drug which is not lawfully available
  • Flying other than as a passenger in an aircraft operating under its own power
  • War and allied perils
  • The first £50 of any claim arising out of damage to or loss of teeth
  • Participating in sport as a professional [not applicable to full time paid coaches.]

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